Stax payments blog Customers can use their smartphones to browse menus via QR codes, place orders, and pay for their meals without the need for physical menus. Thanks to their revenue structure and global presence, Visa and Mastercard are extremely similar in how they operate and there is little discernable difference to the cardholder. Visa and Mastercard are the world’s two largest payment networks, offering a range of prepaid, credit, and debit card options. Stax’s platform provides merchants and SaaS businesses the ability to manage their payment ecosystem, analyze data, and simplify their customer experience through fully integrated solutions. How To Set Up 3D Secure Payment Authentication. Stax is a payment technology provider that offers subscription-based merchant service options that enable businesses to connect to the direct cost of interchange for recurring costs. The monthly membership subscription fee gives you access to the Stax platform with its many features, including inventory management, CRM, invoicing, analytics tools, and support for a large number of third-party apps. Stax, Payment Depot, and CardX are three of the very best providers in the industry. Outside of their basic services, Stax offers a host of other features that meet the needs of businesses from small to large, including invoicing A payment gateway is a system by which a payment can be made by a customer, authorized by their bank, and ultimately sent to the merchant’s bank. Chargebacks can be a costly and time-consuming problem for businesses. We provide you with turnkey payment technologies that simplify the customer experience while helping drive growth. Request a Quote Experienced industry executive poised to further company vision to be the global leader in integrated payments. Stax’s all-in-one payment platform can facilitate ACH transfers to streamline your billing operations—while helping you be more cost-efficient. Our fully-managed payments facilitation ecosystem makes it as simple as 1-2-3 to start getting paid in as little as 30 days. From robust reporting to easily reconciled payments, Stax offers a full suite of adaptable tools and payment features to build the right solution at any scale, unlocking partner and customer success. “The customization and advanced financial insight provided by Stax Bill firmly separates it from other subscription and invoice platforms available in the U. Stax offers enhanced processing features and caters to high-volume businesses, while Payment Depot targets small- to mid-sized established businesses In payment processing, a surcharge is an extra fee charged to customers who choose to pay with a credit card. Since 2014 Stax Payments is a leading, high-growth payments technology firm specializing in integrated payments, recurring billing, and SMB processing. Stax’s all-in-one payment platform provides small and medium-sized businesses with the tools they need to seamlessly run their business with reporting, invoicing, and so much more. CardX’s 2,600 active customers, representing more than $1 billion in processing volume, will join the Stax network of 22,000 businesses powering more than $23 billion in transactions worldwide. More importantly, CardX by Stax ensures that your online surcharging program complies with the necessary regulations—all while promoting a smooth and uninterrupted checkout This acquisition gives Stax a new office in Chicago and expands its leadership team to include Razi and current CardX COO Michael Tomko. Stax Bill offers increased accuracy and payment consistency during the payment collection cycle, allowing businesses to maximize financial health and subscription growth. To set up credit card payment processing for your business, you need to apply for a merchant account, and upon approval, get a payment gateway (online payments) and payment terminals (card readers, virtual terminals) to start accepting card payments. From in-person or online payments to eCommerce and payment invoicing services, Stax modernizes your entire payment experience. The Stax Platform allows for mobile swipe capabilities through our Stax mobile app. Payment gateways exist within physical credit card processing terminals as well as online, as part of a portal for accepting eCommerce payments, and can be configured based on the Discover our flexible solutions crafted to fuel business expansion. . In many cases, Stax’ membership-based pricing offers more value at a lower cost than most merchant services providers including Bank of America. Sep 9, 2024 · Is Payment Depot the same as Stax? Payment Depot is a subsidiary of Stax. Pro: increased efficiency during checkout. 25% + $0. Contactless Payment and Ordering Contactless ordering systems have become popular in restaurants. When asked where they see Stax in the next 10 years, the team members we spoke with offered optimistic perspectives on Stax’s future. “I hope to see Stax become the household name of payments. ©2025 Stax offers comprehensive card processing solutions and hardware tools using a subscription-plus-fixed-rate transaction model. Stax offers several POS devices and payment terminals to choose from, including Dejavoo and Clover payment terminals, and the fully mobile Swipe Simple card reader for iOS and Android devices. Accelerated integration of an all-in-one payment solution using the Stax Payment API and mobile SDKs, with full support and assistance from Stax payment experts at every stage; Easily consolidated credit card and mobile payments into their platform, with quick user enrollment capabilities through Stax Connect’s pre-built enrollment platform Stax Payments, Inc. Oct 2, 2024 · Stax helps drive incremental revenue through frictionless, secure, and reliable payment processing and recurring billing solutions. ,” said 1. Eliminating manual spreadsheets and automating workflows and marketing activities, CRMs free up staff, tighten sales activities and give instant access to business performance. With a team that comes from diverse backgrounds, cultures, and areas of study, we believe that the people who make up Stax should have a welcoming, safe, and inclusive environment that allows everyone to contribute their best work. This will not just help to educate your users about your payment offerings, but also upsell to them down the line. Advertise your payment offerings on the most visible areas of your website and use other channels of promotion such as your social media accounts, blog, and even paid ads. CRMs benefit all small businesses, offering solutions from customer data management to full-scale automation of marketing campaigns. Stax Payments, Inc. Gift Up! is the simplest way to sell gift cards for your business online. USPay Gateway does have a virtual terminal for payment processing, and little information available about their iProcess App and card swiper which is Stax Connect’s Risk Management feature offers access to an in-house risk team for monitoring and validating all payment transactions processed on your software platform ensures continued PCI DSS security and compliance, and allows real-time response to chargebacks with the Dispute Manager API. In today’s era, cash payments are becoming a thing of the past. Payment Solutions. ©2024 At the end of the day, how much you’re paying for credit card processing relies on your payment solutions provider. If your company wants to provide your customers with payment processing options alongside other services on your app or website, then Stax Connect might be for you. Some of the more popular cashless payment options are incredibly simple and fast to process. Accepting ACH payments is just one of many ways Stax can help modernize and secure your business. Discover Stax Pay, the payment solution by Stax Payments. ©2025 At Stax, we genuinely believe we have one of the best places to work! With a culture that’s rooted in inclusivity, our team thrives by working alongside unique individuals who are not just skilled but are brimming with passion and a collaborative spirit. First, it’s critical to understand just how important accurate bookkeeping is to your business. Q: How do Shopify Payments and Stax handle contactless payments? Shopify’s Tap & Chip Card Reader enables contactless payments, including Apple Pay and Google Pay. They integrate your digital gift card system with existing payment processing software and your POS system. The Stax platform doesn’t just help clarify your data—it helps you drive further growth for your business. Explore key topics and gain essential knowledge to navigate the complex world of payments. Train your staff Explore the differences between a payment facilitator vs payment gateway: key roles, transaction handling, integration options, and pricing models in payments. Time 12:00 pm. Skip to content. ©2025 The Stax Connect API allows ISVs to easily go to market with their own payment platform, including web services, applications, and multiple payment solutions. Q: What online payment capabilities do Shopify Payments and Stax The Stax mobile app can connect with any Bluetooth-mobile reader so merchants can accept payments wherever they need from credit cards and contactless payment methods, including Apple and Google Pay. Q: How does the Stax API provide additional value to customers? Stax API adds value by extending a platform’s capabilities and functionalities. That is why Stax offers a subscription-based merchant service enabling Navigate the payments space with Stax The Complete Guide to Merchant Services for Small Business Owners These days, small and medium-sized businesses (SMBs) prefer to opt for industry-specific payment systems and tools over generic solutions. ©2025 Stax offers a solution that reduces the average credit card processing fee to produce real savings, in many cases Stax can save over 1% (as a percentage of revenue). This allows you to process transactions without the presence of a physical payment card. Olson hopes Stax will be recognized as the go-to payments provider for businesses everywhere. Streamline your payment processes, enhance security, and boost efficiency for your business. As Stax Chief Payment Officer, Menda Sims told Payments Next: “The only way to grow any business is to start thinking about building your business model for younger generations and improved digital payments are key to survival in this industry, so I anticipate even more rapid growth here next year. Even if the consensus is out that it’s okay for merchants to not incur costly transaction fees if accepting credit card payments, it can be difficult to understand how to collect surcharge fees from your customers and retain your customer In the context of ISV (Independent Software Vendor) partnerships, an API such as the Stax API allows businesses to integrate Stax payment processing and data into an existing application or system. is a registered ISO/MSP in association with Fifth Third Bank, Cincinnati, OH & Synovus Bank, Columbus, GA. net shopping cart with Stax processing can increase savings on payment processing. TL;DR. S. 6% plus 19 cents on all transactions. At Stax, we offer an array of payment processing solutions that help you take your expanding business to the next level. With transparent pricing and no contracts, Stax makes payment processing a breeze. Without a payment processing service, payments cannot be authorized. Stax Connect has the capabilities to help your end users pay for a transaction using multiple payment methods or split a bill easily. I always get my money on time, their PCI compliance is easy to maintain and that costs me $40 a month in fees to use the system/security. Founded as a software company and recognized as one of the fastest-growing payment organizations in North America, Stax provides payment-related services to more than 30,000 customers. Similar to Quickbooks Merchant Services, Stax also offers a mobile payment app. This is due to our 0% markup and high-quality Stax integrated payments platform. Any merchant able to accept payments by credit card will have a relationship with a payment gateway provider that allows for the processing of electronic payments. With Stax payment solutions, you can manage your financials, payments, customer management, inventory, and more As the Chief Financial Officer at Stax, Keith leads a diverse and talented team of financial professionals who are collectively responsible for financial planning, reporting, accounting, and ensuring the company’s financial health and compliance. Although they have the same subscription-based payment model, there are some differences in the features and pricing. If you’re looking to integrate a complete payments ecosystem within your vertical SaaS platforms—quickly and inexpensively—look no further than Stax Connect Stax Payments, Inc. ©2025 This is the most important part of eCommerce because it is where payments get verified and reach your bank account. Power your payments with Stax Pay. ©2024 Stripe is primarily an online payment service that is popular for internet-based businesses, while Stax is a subscription-based, integrated payment provider. ©2024 Stax Payments, Inc. ©2024 Payment analytics solutions, like those provided by Stax, help businesses stay on top of trends, keep close tabs on essential metrics, and make data-backed decisions. ACH payments work as a one-to-one payment where a customer makes a payment to another person or company by submitting the details of the transaction via their bank’s online account, transferring money from one bank account to another. ©2025 The great thing about an ACH PayFac solution like Stax Connect is that SaaS companies or ISVs can embed ACH payments in their software easily and own (also, white label) the payment experience. Ready to see how our Stax integrated payment platform can help drive growth for your business? Stax Payments, Inc. All this without having to invest time and resources in partnering with an acquiring bank or building an elaborate payment infrastructure. Easily monetize payments while leaving the heavy lifting of onboarding, risk management, and compliance to us. Learn more about contactless payments and find out how you can quickly start saving with Stax. Transparent subscription pricing model saving customers up to 40%; 0% markup on direct-cost interchange; In-house customer and technical support Transform your business’s payment processing with flexible, subscription-based pricing and surcharging solutions that make accepting payments easy. 25 Your customer’s fee = 0% *Debit card pricing varies among processor platforms. Date Monday, January 20, 2025. Shipping Passing credit card fees onto customers has been hotly debated, but most of the country has agreed: Credit card surcharge should be available to merchants. ©2025 As Chief Risk Officer, Valentin is responsible for the development and execution of risk, underwriting and compliance strategies, oversees the advancement of risk product solutions, and manages risk partnerships & program operations. You can also key in payments or add the optional mobile reader to start swiping. Stax Connect is a SaaS platform integration that partners with web-based organizations and independent software vendors (ISVs), allowing them to be the payment provider to their Quick FAQs about Tips for Small Businesses Q: What are the top strategies for small business success in 2023? Small businesses can thrive in 2023 by focusing on customer retention, staying updated with payment methods, offering flexible work arrangements, providing faster delivery options, experimenting with new sales channels, investing in sustainability, partnering with other small An ACH credit payment is a type of payment processed through the Automated Clearing House (ACH) network. This fee is typically used to cover the cost incurred by the merchant for processing credit card transactions, which can include interchange fees, assessment fees, and other processing costs. ©2024 Some of the most popular payment innovations include Buy Now, Pay Later (BNPL), Crypto and Blockchain, Central Bank Digital Currencies (CBDC), and Contactless Payments. is a registered partner/ISO of Elavon, Inc. Q: How has the Stax desktop experience been enhanced? At Stax, people come first. Contact Your Payment Processor: The first step is to contact your payment processor and ask if they provide 3D Secure Authentication services. This ensures that all the platform’s power can be easily accessed. Stax was founded in 2014 and was originally known as Fattmerchant. Moreover, CardX’s Lightbox feature is Level 1 PCI compliant, so shoppers can pay for their purchases (including the cost of payment processing) quickly and securely. Bancorp, Minneapolis, MN). Understand industry terms, concepts, and trends to empower your business decisions. Setting up 3D Secure payment authentication for your business is relatively straightforward and can be done in just a few steps. Its offering is based around the Stax Pay web-based service—the company’s integrated payment platform. Stax Pay lets you improve your customer experience with over-the-phone ordering and curbside pickup, create and manage digital invoices, and modernize your business overnight with comprehensive contactless Navigate the world of payments with Stax Payments' comprehensive dictionary. We continue to invest in new technologies as part of our ongoing commitment to differentiate ourselves as a full end-to-end processor. Want to reduce your payment processing costs? Pairing an Authorize. Whether taking a cab or paying rent, covering medical costs, or shopping for groceries, most of us have chosen to go cashless in our day-to-day transactions. You pay = 1. Enjoy the ease and convenience of sending invoices and storing payment methods through the Stax Platform. Why Improve Your Restaurant Billing System. Master fintech and payment concepts with our in-depth guides. Stax Payments, the all-in-one payment technology provider, today announced the appointment of Paulette Rowe to Chief Executive Officer, taking over for John Kristel who was named interim CEO in January. With the Stax Mobile App for iOS or Android, businesses can turn their smartphones and tablets into a mobile point of sale. There’s also Biometric Payments, Cross-Border Payments, and Peer-to-Peer Payments. So if you are looking for the perfect balance between accessibility and functionality, Stax is the way to go. Stax’s payment processing offer is unique in the marketplace because it’s a subscription-based service, meaning that the company doesn’t markup processing fees. As an end-to-end processor, Stax unlocks vertically 2 days ago · Mark Sundt, CTO at Stax Payments. Stax Pay secures in-person and online credit card payment processing with an all-in-one platform to help you run and grow your business. About Stax Payment Processing. Some others, including Stax, offer subscription-style processing that gives you access to the lowest rates of interchange. Contact Sales: 888-534-3288. Request a Quote Payment analytics solutions, like those provided by Stax, help businesses stay on top of trends, keep close tabs on essential metrics, and make data-backed decisions. Understand why your books are important. Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. The impact on user experience was immediate, and the company could clearly see its customers saving countless hours that would have been spent Stax Payments, Inc. ” As a merchant services provider, Stax Connect facilitates digital payments through online payment gateways, virtual payment terminals, and mobile app integration. However, as an ISV looking to facilitate payments for its users, you can drastically reduce your costs as well as your time-to-market by partnering with a PayFac like Stax Connect. 2. ©2025 Stax Connect offers integrated payment and recurring billing solutions for software platforms and businesses. HindSite worked with Stax payment experts to integrate the Stax Connect API with their platform, and it was able to easily onboard its customers by offering them Stax’s payment enrollment options. This paired with the Stax Platform gives your business access to a powerhouse payment system that’s easy to use and cost-efficient. Stax Payments empowers more than 30,000 small businesses, large businesses, and software platforms through the industry’s leading all-in-one payments API. A payment gateway API is an interface that allows developers to integrate a payment gateway from their chosen payment processing partner into the website or app they’re building. ©2025 Oct 1, 2024 · Stax helps drive incremental revenue through frictionless, secure, and reliable payment processing and recurring billing solutions. ©2024 The improved Stax Dashboard design provides users with an ultra-simple navigation system, user-friendly reporting with insights on sales, deposits, invoices, and recent payments, and a bolstered analytics view. But the payments and banking business can’t work that way. Georgia, (a wholly owned subsidiary of U. They provide services for in-person payments, online transactions, and mobile payments. About. Quick FAQs about Square Payments and Stax Q: What are Square Payments and Stax? Square Payments and Stax are both payment processing service providers that offer businesses a variety of solutions to process credit card and debit card transactions. Not only can this help you build a new revenue stream by monetizing payments, but it can also help you reduce churn as customers start to rely more on your “all-in-one” solution. Stax Connect is an excellent option for software providers looking for a managed PayFac solution, especially those looking for web-based functionality. For businesses; For software platforms; Stax Payments, Inc. Explore expert analysis and updates on the Stax Payments Blog. Stax Payment Processing Services. As a leading all-in-one payment processing solution provider, we’re committed to helping you grow your business with advanced payment technology, upfront pricing, and world-class customer service. Essentially, the company charges you a fixed monthly fee for all its services. Similarly, Stax offers a range of tap-to-pay devices that support the same methods, often at more affordable rates. Stax realizes the value of various software products, software applications, and how various resources within the market can be a significant benefit for your software company and your As the General Counsel at Stax, Lisa brings more than 20 years of legal experience across multiple industries, including payments, fintech and banking with leadership roles at NCR, Worldpay and SunTrust Bank. Why Stax Connect Stands Out. As Michelle Devani, Founder of Love Devani, says, “Bookkeeping may not be an enjoyable task to do, but it is vital to your business’ success. Since 2014 I'm currently running a business i took over on Clover Sams Club processing, they work with Fiserv and i pay 2. Your customers can buy digital gift cards and certificates for your products and services directly from your website. Learn about the 7 common reasons for chargebacks and how to avoid them. Stax processing solutions prioritize three components: high quality, intuitive product experiences, affordability, and human-centric customer services. As well, their solutions do not create a drop-off from other credit card processors; switching to Stax occurs with nominal interruption to operations, often transitioning that same Stax Payments, Inc. Please confirm your debit card pricing by reviewing your agreement with the payment processor. Skip to content Contact Sales: 888-534-3288 Adding the Stax all-in-one platform with contactless payment tools is an affordable solution that allows your business to easily adapt to a contact-free environment. At Stax, we believe that a one-size-fits-all partnership model limits success for partners and their customers and we understand that many software companies don’t have sufficient time, money, and resources to develop the tools and expertise necessary to sell and support payments successfully. One of the notable benefits of opting for Stax Connect is that we offer a dedicated partner success manager and assistance from an acclaimed customer support team. ©2025 Stax Payments Stax offers a membership-style, interchange-plus pricing model without any markup on the interchange rate. Many payment companies like Stripe, Square, PayPal, and bank merchant services offer flat-rate processing. The two deliver in-person and online payment methods to both small and large companies but differ in functionality and pricing models. afid lrjmm wdsesi suqmwmzz doefrux uxxuti cxqi safqgv dkcqvv jewe